KIA Stonic YB 1.0 T-GDI 100 Spirit - Costs
Monthly costs for KIA Stonic YB 1.0 T-GDI 100 Spirit
Find out the projected monthly maintenance cost for the KIA Stonic YB 1.0 T-GDI 100 Spirit with tax, running costs, insurance and workshop costs.
If you would like to lease a KIA Stonic YB 1.0 T-GDI 100 Spirit, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 295.22
€ with 10000 km mileage per year, there are fixed leasing costs of 14340.56 €. Insurance costs for the KIA Stonic YB 1.0 T-GDI 100 Spirit are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the KIA Stonic YB 1.0 T-GDI 100 Spirit over a useful life of 5 years is 250 € per month. On average, the KIA Stonic YB 1.0 T-GDI 100 Spirit trades for 22043 €, the offered vehicle has a gross list price of 26420 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
KIA Stonic YB 1.0 T-GDI 100 Spirit Total cost & lease factor
Calculation basis
The lease payment is 295.22 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the KIA Stonic? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 170 €. Dividing the total costs (leasing costs + fixed costs = 14340.56 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 26420 €, you get the leasing factor. This KIA Stonic results in an effective leasing factor of 1.36, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
14.170,56 €
Transfer / Approval
170,00 €
+
Total cost
14.340,56 €
Leasing factor
Total cost
14.340,56 €
Runtime
48 Months
÷
Leasing rate
295,22 €
(248,08 € netto)
Effective leasing rate
298,76 €
(251,06 € netto)
Kaufpreis
21.990,00 €
Leasing factor
1.34
Effective leasing rate
1.36
KIA Stonic YB 1.0 T-GDI 100 Spirit Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 295.22 €, the KIA Stonic YB 1.0 T-GDI 100 Spirit is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the KIA Stonic, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 111 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (26420 €) and the vehicle size. A plus point with this offer: the transfer and registration costs are a slim 170 € ( one-time). The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.36 € in connection with the, however, poor effective leasing factor of 1.36 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.354,00 €
Actual cost / Km
Fixed operating costs
11.354,00 €
Lease payments Total
14.170,56 €
+
Total cost
25.524,56 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,36 €
Cumulative total cost / Km
0,36 €
Price development leasing KIA Stonic YB 1.0 T-GDI 100 Spirit
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