The insurance costs for the KIA Stinger CK 3.3 T-GDI V6 GT AWD Automatik are extremely high at around 239 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 31 €. On average, the KIA Stinger CK 3.3 T-GDI V6 GT AWD Automatik trades for 55900 €, the offered vehicle has a gross list price of 60310 €.
With a lease rate of 649 € per month for a term of 60 months, the KIA Stinger offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor.
Leasing rates / 60 months
38.940,00 €
Transfer / Approval
0,00 €
Total cost
38.940,00 €
Total cost
38.940,00 €
Runtime
60 Months
Leasing rate
649,00 €
(545,38 € netto)
Effective leasing rate
649,00 €
(545,38 € netto)
Bruttolistenpreis
60.310,00 €
Leasing factor
1.08
Effective leasing rate
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 649 €, the KIA Stinger CK 3.3 T-GDI V6 GT AWD Automatik is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . For the KIA Stinger the monthly vehicle tax is quite high at 31 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 202 € monthly. Added to this are insurance costs of 239 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 60310 €. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
37.800,00 €
Fixed operating costs
37.800,00 €
Lease payments Total
38.940,00 €
Total cost
76.740,00 €
Total kilometers
50.000,00
Cost / Km (only leasing)
0,78 €
Cumulative total cost / Km
0,78 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €