Insurance costs for the KIA Rio YB 1.0 T-GDI 100 Vision are quite reasonable at around 64 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the KIA Rio YB 1.0 T-GDI 100 Vision over a useful life of 5 years is 234 € per month. On average, the KIA Rio YB 1.0 T-GDI 100 Vision trades for 19840 €, the offered vehicle has a gross list price of 21180 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 169 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this KIA Rio a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1672 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 9784 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 21180 €, you get the leasing factor. With this KIA Rio results in an effective leasing factor of 0.96, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
8.112,00 €
Transfer / Approval
1.672,00 €
Total cost
9.784,00 €
Total cost
9.784,00 €
Runtime
48 Months
Leasing rate
169,00 €
(142,02 € netto)
Effective leasing rate
203,83 €
(171,29 € netto)
Bruttolistenpreis
21.180,00 €
Leasing factor
0.8
Effective leasing rate
0.96
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The KIA Rio YB 1.0 T-GDI 100 Vision, with a monthly leasing rate of 169 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the KIA Rio, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 107 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 64 € per month, which is quite a low amount but of course mainly due to the low gross list price (21180 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1672 €. The final assessment of this offer: average cost per kilometer (0.24 €) is joined by an average effective leasing factor of 0.96 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
13.384,00 €
Fixed operating costs
13.384,00 €
Lease payments Total
8.112,00 €
Total cost
21.496,00 €
Total kilometers
39.984,00
Cost / Km (only leasing)
0,24 €
Cumulative total cost / Km
0,24 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €
∅ Cost / km
0,19 €
Leasing factor
0.78
from129,00 €
∅ Cost / km
0,22 €
Leasing factor
0.88
from159,00 €