Kia Picanto JA 1.2 Spirit AMT - Costs
Monthly costs for Kia Picanto JA 1.2 Spirit AMT
Find out the projected monthly maintenance cost for one Kia Picanto JA 1.2 Spirit AMT with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Kia Picanto JA 1.2 Spirit AMT, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1090 €.
With a lease term of 48 months and a monthly lease payment of 176
€ with 5000 km mileage per year, there are fixed leasing costs of 9697 €. Insurance costs for the Kia Picanto JA 1.2 Spirit AMT are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Kia Picanto JA 1.2 Spirit AMT over a useful life of 5 years is 223 € per month. On average, the Kia Picanto JA 1.2 Spirit AMT trades for 17840 €, the offered vehicle has a gross list price of 21120 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
Kia Picanto JA 1.2 Spirit AMT Total cost & lease factor
Calculation basis
The leasing rate is 176 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this KIA Picanto a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1249 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 9697 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 21120 €, you get the leasing factor. With this KIA Picanto results in an effective leasing factor of 0.96, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
8.448,00 €
Transfer / Approval
1.249,00 €
+
Total cost
9.697,00 €
Leasing factor
Total cost
9.697,00 €
Runtime
48 Months
÷
Leasing rate
176,00 €
(147,90 € netto)
Effective leasing rate
202,02 €
(169,76 € netto)
Bruttolistenpreis
21.120,00 €
Leasing factor
0.83
Effective leasing rate
0.96
Kia Picanto JA 1.2 Spirit AMT Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 176 €, the Kia Picanto JA 1.2 Spirit AMT is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the KIA Picanto, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 121 € monthly. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (21120 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1249 €. The final assessment of this offer: rather high cost per kilometer (1.94 EUR) meets a rather high effective leasing factor of 0.96. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 48 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
12.289,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
12.289,00 €
Lease payments Total
8.448,00 €
+
Total cost
20.737,00 €
Total kilometers
4.992,00
÷
Cost / Km (only leasing)
1,94 €
Cumulative total cost / Km
1,94 €
Price development leasing Kia Picanto JA 1.2 Spirit AMT
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