KIA Picanto JA 1.2 Spirit - Costs
Monthly costs for KIA Picanto JA 1.2 Spirit
Find out the projected monthly maintenance cost for one KIA Picanto JA 1.2 Spirit with tax, running costs, insurance and workshop costs.
If you are interested in leasing a KIA Picanto JA 1.2 Spirit, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 890 €.
With a lease term of 48 months and a monthly lease payment of 115
€ with 10000 km mileage per year, there are fixed leasing costs of 6560 €. Insurance costs for the KIA Picanto JA 1.2 Spirit are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 9 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the KIA Picanto JA 1.2 Spirit over a useful life of 5 years is 214 € per month. On average, the KIA Picanto JA 1.2 Spirit trades for 17040 €, the offered vehicle has a gross list price of 14250 €.
KIA Picanto JA 1.2 Spirit Total cost & lease factor
Calculation basis
The leasing rate is 115 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this KIA Picanto a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1040 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 6560 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 14250 €, you get the leasing factor. With this KIA Picanto results in an effective leasing factor of 0.96, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
5.520,00 €
Transfer / Approval
1.040,00 €
+
Total cost
6.560,00 €
Leasing factor
Total cost
6.560,00 €
Runtime
48 Months
÷
Leasing rate
115,00 €
(96,64 € netto)
Effective leasing rate
136,67 €
(114,85 € netto)
Bruttolistenpreis
14.250,00 €
Leasing factor
0.81
Effective leasing rate
0.96
KIA Picanto JA 1.2 Spirit Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The KIA Picanto JA 1.2 Spirit, with a monthly leasing rate of 115 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the KIA Picanto, the monthly vehicle tax is very low at 9 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 104 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (14250 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1040 €. The final assessment of this offer: average cost per kilometer (0.16 €) is joined by an average effective leasing factor of 0.96 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
12.080,00 €
Actual cost / Km
Fixed operating costs
12.080,00 €
Lease payments Total
5.520,00 €
+
Total cost
17.600,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,16 €
Cumulative total cost / Km
0,16 €
Price development leasing KIA Picanto JA 1.2 Spirit
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