KIA Picanto JA 1.0 T-GDI X-Line - Costs
Monthly costs for KIA Picanto JA 1.0 T-GDI X-Line
Find out the monthly maintenance cost for the KIA Picanto JA 1.0 T-GDI X-Line with tax, running costs, insurance and workshop costs.
If you are planning to lease a KIA Picanto JA 1.0 T-GDI X-Line, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 995 €.
With a lease term of 48 months and a monthly lease payment of 163.9
€ with 10000 km mileage per year, there are fixed leasing costs of 8862.2 €. Insurance costs for the KIA Picanto JA 1.0 T-GDI X-Line are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 7 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the KIA Picanto JA 1.0 T-GDI X-Line over a useful life of 5 years is 234 € per month. On average, the KIA Picanto JA 1.0 T-GDI X-Line trades for 18840 €, the offered vehicle has a gross list price of 19535 €.
KIA Picanto JA 1.0 T-GDI X-Line Total cost & lease factor
Calculation basis
The leasing rate is 163.9 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this KIA Picanto a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 995 €. Dividing the total costs (leasing costs + fixed costs = 8862.2 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 19535 €, you get the leasing factor. With this KIA Picanto results in an effective leasing factor of 0.95, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
7.867,20 €
Transfer / Approval
995,00 €
+
Total cost
8.862,20 €
Leasing factor
Total cost
8.862,20 €
Runtime
48 Months
÷
Leasing rate
163,90 €
(137,73 € netto)
Effective leasing rate
184,63 €
(155,15 € netto)
Bruttolistenpreis
19.535,00 €
Leasing factor
0.84
Effective leasing rate
0.95
KIA Picanto JA 1.0 T-GDI X-Line Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The KIA Picanto JA 1.0 T-GDI X-Line, with a monthly leasing rate of 163.9 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the KIA Picanto, the monthly vehicle tax is very low at 7 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 100 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (19535 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 995 € (one-time). The final assessment of this offer: average cost per kilometer (0.22 €) is joined by an average effective leasing factor of 0.95 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
11.795,00 €
Actual cost / Km
Fixed operating costs
11.795,00 €
Lease payments Total
7.867,20 €
+
Total cost
19.662,20 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,22 €
Cumulative total cost / Km
0,22 €
Price development leasing KIA Picanto JA 1.0 T-GDI X-Line
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