Insurance costs for the KIA Picanto JA 1.0 Dream-Team Edition AMT are quite reasonable at around 60 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 8 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the KIA Picanto JA 1.0 Dream-Team Edition AMT over a useful life of 5 years is 204 € per month. On average, the KIA Picanto JA 1.0 Dream-Team Edition AMT trades for 16040 €, the offered vehicle has a gross list price of 16340 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 149 € per month with a term of 60 months, so the offer is basically cheap to begin with. But is this KIA Picanto a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this KIA Picanto results in an effective leasing factor of 0.91, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 60 months
8.940,00 €
Transfer / Approval
0,00 €
Total cost
8.940,00 €
Total cost
8.940,00 €
Runtime
60 Months
Leasing rate
149,00 €
(125,21 € netto)
Effective leasing rate
149,00 €
(125,21 € netto)
Bruttolistenpreis
16.340,00 €
Leasing factor
0.91
Effective leasing rate
0.91
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The KIA Picanto JA 1.0 Dream-Team Edition AMT, with a monthly leasing rate of 149 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the KIA Picanto, the monthly vehicle tax is very low at 8 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 104 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 60 € per month, which is quite a low amount but of course mainly due to the low gross list price (16340 €) and the vehicle size. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: average cost per kilometer (0.18 €) is joined by an average effective leasing factor of 0.91 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
13.500,00 €
Fixed operating costs
13.500,00 €
Lease payments Total
8.940,00 €
Total cost
22.440,00 €
Total kilometers
49.980,00
Cost / Km (only leasing)
0,18 €
Cumulative total cost / Km
0,18 €
∅ Cost / km
0,16 €
Leasing factor
0.88
from113,78 €
∅ Cost / km
0,17 €
Leasing factor
0.81
from118,52 €
∅ Cost / km
0,17 €
Leasing factor
0.81
from116,37 €