The insurance costs for the KIA Niro DE 1.6 GDI Hybrid Edition 7 DCT6
are on average high with approx. 97 € per month.
The monthly tax is only 5 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the KIA Niro DE 1.6 GDI Hybrid Edition 7 DCT6 over a useful life of 5 years is 307 € per month. On average, the KIA Niro DE 1.6 GDI Hybrid Edition 7 DCT6 trades for 28010 €, the offered vehicle has a gross list price of 30690 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 269 € per month for a term of 60 months, so it is an average-priced offer. Can we still talk about a leasing deal for the KIA Niro? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this KIA Niro results in an effective leasing factor of 0.88, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 60 months
16.140,00 €
Transfer / Approval
0,00 €
Total cost
16.140,00 €
Total cost
16.140,00 €
Runtime
60 Months
Leasing rate
269,00 €
(226,05 € netto)
Effective leasing rate
269,00 €
(226,05 € netto)
Bruttolistenpreis
30.690,00 €
Leasing factor
0.88
Effective leasing rate
0.88
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 269 €, the KIA Niro DE 1.6 GDI Hybrid Edition 7 DCT6 is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . With the KIA Niro, the monthly vehicle tax is very low at 5 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to just 85 € monthly, as the vehicle is very economical. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 30690 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.88, even the rather high cost per kilometer (0.65 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 60 months).
Costs p.a. (excl. leasing)
14.880,00 €
Fixed operating costs
14.880,00 €
Lease payments Total
16.140,00 €
Total cost
31.020,00 €
Total kilometers
24.960,00
Cost / Km (only leasing)
0,65 €
Cumulative total cost / Km
0,65 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €
∅ Cost / km
0,57 €
Leasing factor
0.85
from460,00 €