Find out the projected monthly maintenance cost for one Fiat Talento 296 Kastenwagen L1H1 1,0t 1.6 Multijet 95 Turbo Business with tax, running costs, insurance and workshop costs.
0t 1.6 Multijet 95 Turbo Business, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1190 €.
With a lease term of 48 months and a monthly lease payment of 199
€ with 10000 km mileage per year, there are fixed leasing costs of 10742 €. The insurance costs for the Fiat Talento 296 Kastenwagen L1H1 1,0t 1.6 Multijet 95 Turbo Business are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the Fiat Talento 296 Kastenwagen L1H1 1,0t 1.6 Multijet 95 Turbo Business trades for 27882 €, the offered vehicle has a gross list price of 32190 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 199 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this Fiat Talento a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1190 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 10742 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 32190 €, you get the leasing factor. This Fiat Talento gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
9.552,00 €
Transfer / Approval
1.190,00 €
Total cost
10.742,00 €
Total cost
10.742,00 €
Runtime
48 Months
Leasing rate
199,00 €
(167,23 € netto)
Effective leasing rate
223,79 €
(188,06 € netto)
Bruttolistenpreis
32.190,00 €
Leasing factor
0.95
Effective leasing rate
1.07
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 199 €, the Fiat Talento 296 Kastenwagen L1H1 1,0t 1.6 Multijet 95 Turbo Business is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the Fiat Talento, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 128 € monthly. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 32190 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1190 €. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.27 € in connection with the, however, poor effective leasing factor of 1.07 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
19.958,00 €
Fixed operating costs
19.958,00 €
Lease payments Total
9.552,00 €
Total cost
29.510,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,27 €
Cumulative total cost / Km
0,27 €
∅ Cost / km
0,21 €
Leasing factor
0.8
from179,00 €