Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 - Costs
Monthly costs for Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4
Find out the monthly maintenance cost for one Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 48 months and a monthly lease payment of 89
€ with 10000 km mileage per year, there are fixed leasing costs of 5262 €. Insurance costs for the Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 over a useful life of 5 years is 221 € per month. On average, the Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 trades for 18540 €, the offered vehicle has a gross list price of 13890 €.
Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 Total cost & lease factor
Calculation basis
With a lease rate of 89 € per month for a term of 48 months, the Fiat Panda offer is a very good deal. But is it a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 5262 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 13890 €, you get the leasing factor. With this Fiat Panda results in an effective leasing factor of 0.79, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 48 months
4.272,00 €
Transfer / Approval
990,00 €
+
Total cost
5.262,00 €
Leasing factor
Total cost
5.262,00 €
Runtime
48 Months
÷
Leasing rate
89,00 €
(74,79 € netto)
Effective leasing rate
109,63 €
(92,13 € netto)
Bruttolistenpreis
13.890,00 €
Leasing factor
0.64
Effective leasing rate
0.79
Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 is, after all, a very affordable car from the outset with a monthly leasing rate of 89 €. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the Fiat Panda, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 141 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (13890 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time).
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months). The final assessment of this offer: At a cost per kilometer of 0.13 € and the effective leasing factor of 0.79, this offer definitely does not have to hide.
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
14.142,00 €
Actual cost / Km
Fixed operating costs
14.142,00 €
Lease payments Total
4.272,00 €
+
Total cost
18.414,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,13 €
Cumulative total cost / Km
0,13 €
Price development leasing Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4
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