Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 - Costs
Monthly costs for Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4
Find out the monthly maintenance cost for one Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 with tax, running costs, insurance and workshop costs.
If you would like to lease a Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 60 months and a monthly lease payment of 117.15
€ with 10000 km mileage per year, there are fixed leasing costs of 8019 €. Insurance costs for the Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 are quite reasonable at around 55 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 over a useful life of 5 years is 221 € per month. On average, the Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 trades for 18540 €, the offered vehicle has a gross list price of 16130 €.
Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 Total cost & lease factor
Calculation basis
The leasing rate is 117.15 € per month with a term of 60 months, so the offer is basically cheap to begin with. But is this Fiat Panda a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 8019 €) by the number of months (for this offer: 60 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 16130 €, you get the leasing factor. With this Fiat Panda results in an effective leasing factor of 0.83, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 60 months
7.029,00 €
Transfer / Approval
990,00 €
+
Total cost
8.019,00 €
Leasing factor
Total cost
8.019,00 €
Runtime
60 Months
÷
Leasing rate
117,15 €
(98,45 € netto)
Effective leasing rate
133,65 €
(112,31 € netto)
Bruttolistenpreis
16.130,00 €
Leasing factor
0.73
Effective leasing rate
0.83
Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4 Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4, with a monthly leasing rate of 117.15 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 60 months at the most favorable lease price . In the case of the Fiat Panda, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 141 € per month, since the vehicle naturally also wants to be moved in accordance with its status. In addition, there are insurance costs of 55 € per month, which is quite a low amount but of course mainly due to the low gross list price (16130 €) and the vehicle size. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.16 € and the effective leasing factor of 0.83.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 60 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
17.430,00 €
Actual cost / Km
Fixed operating costs
17.430,00 €
Lease payments Total
7.029,00 €
+
Total cost
24.459,00 €
Total kilometers
50.000,00
÷
Cost / Km (only leasing)
0,16 €
Cumulative total cost / Km
0,16 €
Price development leasing Fiat Panda 312 Cross 0.9 8V Twinair Turbo City 4x4
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