Find out the projected monthly maintenance cost for one Fiat 500 F1A e Cabrio Passion with tax, running costs, insurance and workshop costs. If you would like to lease a Fiat 500 F1A e Cabrio Passion, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €. With a lease term of 48 months and a monthly lease payment of 198.04 € with 5000 km mileage per year, there are fixed leasing costs of 10695.92 €. The insurance costs for the Fiat 500 F1A e Cabrio Passion are on average high with approx. 73 € per month. The average depreciation of the Fiat 500 F1A e Cabrio Passion over a useful life of 5 years is 290 € per month. On average, the Fiat 500 F1A e Cabrio Passion trades for 32060 €, the offered vehicle has a gross list price of 30990 €.
The leasing rate is 198.04 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this Fiat 500 a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1190 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 10695.92 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 30990 €, you get the leasing factor. With this Fiat 500 results in an effective leasing factor of 0.72, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
9.505,92 €
Transfer / Approval
1.190,00 €
Total cost
10.695,92 €
Total cost
10.695,92 €
Runtime
48 Months
Leasing rate
198,04 €
(166,42 € netto)
Effective leasing rate
222,83 €
(187,25 € netto)
Bruttolistenpreis
30.990,00 €
Leasing factor
0.64
Effective leasing rate
0.72
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 198.04 €, the Fiat 500 F1A e Cabrio Passion is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 87 € monthly, as the vehicle is very economical. In addition, there are insurance costs of 73 € per month, which is quite a low amount but of course mainly due to the low gross list price (30990 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1190 €. The final assessment of this offer: Considering the good effective leasing factor of 0.72, even the rather high cost per kilometer (0.53 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
11.222,00 €
Fixed operating costs
11.222,00 €
Lease payments Total
9.505,92 €
Total cost
20.727,92 €
Total kilometers
20.000,00
Cost / Km (only leasing)
0,53 €
Cumulative total cost / Km
0,53 €
∅ Cost / km
0,30 €
Leasing factor
1.04
from249,00 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from209,90 €