Find out the projected monthly maintenance cost for one Fiat 500 312 1.0 Hybrid GSE Lounge with tax, running costs, insurance and workshop costs.
If you are interested in leasing a Fiat 500 312 1.0 Hybrid GSE Lounge, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1360 €.
With a lease term of 48 months and a monthly lease payment of 111
€ with 10000 km mileage per year, there are fixed leasing costs of 6688 €. Insurance costs for the Fiat 500 312 1.0 Hybrid GSE Lounge are quite reasonable at around 47 € per month, especially for drivers with a high no-claims class.
The monthly tax is only 6 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the Fiat 500 312 1.0 Hybrid GSE Lounge over a useful life of 5 years is 210 € per month. On average, the Fiat 500 312 1.0 Hybrid GSE Lounge trades for 17030 €, the offered vehicle has a gross list price of 12590 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 111 € per month with a term of 48 months, so the offer is basically cheap to begin with. But is this Fiat 500 a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1360 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 6688 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 12590 €, you get the leasing factor. This Fiat 500 gives an effective leasing factor of 1.11, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 48 months
5.328,00 €
Transfer / Approval
1.360,00 €
Total cost
6.688,00 €
Total cost
6.688,00 €
Runtime
48 Months
Leasing rate
111,00 €
(93,28 € netto)
Effective leasing rate
139,33 €
(117,08 € netto)
Bruttolistenpreis
12.590,00 €
Leasing factor
0.88
Effective leasing rate
1.11
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The Fiat 500 312 1.0 Hybrid GSE Lounge, with a monthly leasing rate of 111 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the Fiat 500, the monthly vehicle tax is very low at 6 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount only 113 € per month, because the vehicle simply does not need much energy either. In addition, there are insurance costs of 47 € per month, which is quite a low amount but of course mainly due to the low gross list price (12590 €) and the vehicle size. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1360 €. The final assessment of this offer: The only averagely high cost per kilometer in the amount of 0.17 € in connection with the, however, poor effective leasing factor of 1.11 are strong indications that this is a less good offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
12.064,00 €
Fixed operating costs
12.064,00 €
Lease payments Total
5.328,00 €
Total cost
17.392,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,17 €
Cumulative total cost / Km
0,17 €
∅ Cost / km
0,15 €
Leasing factor
0.83
from99,00 €
∅ Cost / km
0,16 €
Leasing factor
0.25
from94,01 €
∅ Cost / km
0,15 €
Leasing factor
0.33
from89,89 €