CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG - Costs
Monthly costs for CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG
The insurance costs for the CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 24 €. The average depreciation of the CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG over a useful life of 5 years is 458 € per month. On average, the CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG trades for 46010 €, the offered vehicle has a gross list price of 60420 €.
CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG Total cost & lease factor
Calculation basis
With a lease rate of 555 € per month for a term of 48 months, the CUPRA Formentor offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This CUPRA Formentor gives an effective leasing factor of 1.09, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
26.640,00 €
Transfer / Approval
0,00 €
+
Total cost
26.640,00 €
Leasing factor
Total cost
26.640,00 €
Runtime
48 Months
÷
Leasing rate
555,00 €
(466,39 € netto)
Effective leasing rate
555,00 €
(466,39 € netto)
Kaufpreis
50.960,00 €
Leasing factor
1.09
Effective leasing rate
1.09
CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 555 €, the CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the CUPRA Formentor the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 176 € monthly. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 60420 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.67 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
21.504,00 €
Actual cost / Km
Fixed operating costs
21.504,00 €
Lease payments Total
26.640,00 €
+
Total cost
48.144,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,67 €
Cumulative total cost / Km
0,67 €
Price development leasing CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG
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