CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG - Costs

Monthly costs for CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG

CUPRA Formentor 1.Generation  VZ 2.0 TSI 4Drive DSG

Find out the monthly maintenance cost for one CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG with tax, running costs, insurance and workshop costs. If you would like to lease a CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1080 €.

With a lease term of 48 months and a monthly lease payment of 445 € with 10000 km mileage per year, there are fixed leasing costs of 26940 €. The insurance costs for the CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher.

The new CO2 pricing results in an increased monthly tax of 24 €. The average depreciation of the CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG over a useful life of 5 years is 458 € per month. On average, the CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG trades for 46010 €, the offered vehicle has a gross list price of 59625 €.

CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG Total cost & lease factor

Calculation basis

With a lease rate of 445 € per month for a term of 48 months, the CUPRA Formentor offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5580 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 26940 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 59625 €, you get the leasing factor. With this CUPRA Formentor results in an effective leasing factor of 0.94, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

Fixed costs

Leasing rates / 48 months

21.360,00 €

Transfer / Approval

5.580,00 €

+

Total cost

26.940,00 €

Leasing factor

Total cost

26.940,00 €

Runtime

48 Months

÷

Leasing rate

445,00 €
(373,95 € netto)

Effective leasing rate

561,25 €
(471,64 € netto)

Bruttolistenpreis

59.625,00 €


Leasing factor

0.75

Effective leasing rate

0.94

CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 445 €, the CUPRA Formentor 1.Generation VZ 2.0 TSI 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the CUPRA Formentor the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 176 € monthly. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 59625 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5580 €. The final assessment of this offer: rather high cost per kilometer (0.67 EUR) meets a rather high effective leasing factor of 0.94. You should only accept this offer if you want this car from this dealer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

27.084,00 €

Actual cost / Km

Fixed operating costs

27.084,00 €

Lease payments Total

21.360,00 €

+

Total cost

48.444,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,67 €

Cumulative total cost / Km

0,67 €

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