CUPRA Formentor 1.Generation 1.5 TSI - Costs
Monthly costs for CUPRA Formentor 1.Generation 1.5 TSI
The insurance costs for the CUPRA Formentor 1.Generation 1.5 TSI are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 11 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the CUPRA Formentor 1.Generation 1.5 TSI over a useful life of 5 years is 356 € per month. On average, the CUPRA Formentor 1.Generation 1.5 TSI trades for 34185 €, the offered vehicle has a gross list price of 36870 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
CUPRA Formentor 1.Generation 1.5 TSI Total cost & lease factor
Calculation basis
The leasing rate is 191.59 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this CUPRA Formentor a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This CUPRA Formentor results in an effective lease factor of 0.52, so it's a relatively inexpensive lease vehicle and a real lease deal.
Fixed costs
Leasing rates / 24 months
4.598,16 €
Transfer / Approval
0,00 €
+
Total cost
4.598,16 €
Leasing factor
Total cost
4.598,16 €
Runtime
24 Months
÷
Leasing rate
191,59 €
(161,00 € netto)
Effective leasing rate
191,59 €
(161,00 € netto)
Bruttolistenpreis
36.870,00 €
Leasing factor
0.52
Effective leasing rate
0.52
CUPRA Formentor 1.Generation 1.5 TSI Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The CUPRA Formentor 1.Generation 1.5 TSI , with a monthly leasing rate of 191.59 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . In the case of the CUPRA Formentor, the monthly vehicle tax is quite favorable at 11 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 132 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 36870 €. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months). The final assessment of this offer: The cost per kilometer of 0.23 €, which is classified as average, combined with the very low effective leasing factor of 0.52, make this offer a real leasing deal!.
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
7.536,00 €
Actual cost / Km
Fixed operating costs
7.536,00 €
Lease payments Total
4.598,16 €
+
Total cost
12.134,16 €
Total kilometers
19.992,00
÷
Cost / Km (only leasing)
0,23 €
Cumulative total cost / Km
0,23 €
Price development leasing CUPRA Formentor 1.Generation 1.5 TSI
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