CUPRA Formentor 1.Generation 1.5 TSI DSG - Costs

Monthly costs for CUPRA Formentor 1.Generation 1.5 TSI DSG

CUPRA Formentor 1.Generation  1.5 TSI DSG

Find out the projected monthly maintenance cost for the CUPRA Formentor 1.Generation 1.5 TSI DSG with tax, running costs, insurance and workshop costs. If you are interested in leasing a CUPRA Formentor 1.Generation 1.5 TSI DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1080 €.

With a lease term of 48 months and a monthly lease payment of 318 € with 10000 km mileage per year, there are fixed leasing costs of 16344 €. The insurance costs for the CUPRA Formentor 1.Generation 1.5 TSI DSG are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.

The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the CUPRA Formentor 1.Generation 1.5 TSI DSG over a useful life of 5 years is 373 € per month. On average, the CUPRA Formentor 1.Generation 1.5 TSI DSG trades for 35985 €, the offered vehicle has a gross list price of 41570 €.

CUPRA Formentor 1.Generation 1.5 TSI DSG Total cost & lease factor

Calculation basis

The lease payment is 318 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the CUPRA Formentor? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1080 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 16344 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 41570 €, you get the leasing factor. With this CUPRA Formentor results in an effective leasing factor of 0.82, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 48 months

15.264,00 €

Transfer / Approval

1.080,00 €

+

Total cost

16.344,00 €

Leasing factor

Total cost

16.344,00 €

Runtime

48 Months

÷

Leasing rate

318,00 €
(267,23 € netto)

Effective leasing rate

340,50 €
(286,13 € netto)

Bruttolistenpreis

41.570,00 €


Leasing factor

0.76

Effective leasing rate

0.82

CUPRA Formentor 1.Generation 1.5 TSI DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 318 €, the CUPRA Formentor 1.Generation 1.5 TSI DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the CUPRA Formentor, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 137 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 41570 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1080 €. The final assessment of this offer: Considering the good effective leasing factor of 0.82, even the rather high cost per kilometer (0.41 €) no longer seems problematic - this offer is a good deal!.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

16.488,00 €

Actual cost / Km

Fixed operating costs

16.488,00 €

Lease payments Total

15.264,00 €

+

Total cost

31.752,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,41 €

Cumulative total cost / Km

0,41 €

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