CUPRA Formentor 1.Generation 1.5 TSI DSG - Costs

Monthly costs for CUPRA Formentor 1.Generation 1.5 TSI DSG

CUPRA Formentor 1.Generation  1.5 TSI DSG

Find out the monthly maintenance cost for one CUPRA Formentor 1.Generation 1.5 TSI DSG with tax, running costs, insurance and workshop costs. If you would like to lease a CUPRA Formentor 1.Generation 1.5 TSI DSG, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 950 €.

With a lease term of 24 months and a monthly lease payment of 124.95 € with 10000 km mileage per year, there are fixed leasing costs of 3948.8 €. The insurance costs for the CUPRA Formentor 1.Generation 1.5 TSI DSG are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.

The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the CUPRA Formentor 1.Generation 1.5 TSI DSG over a useful life of 5 years is 373 € per month. On average, the CUPRA Formentor 1.Generation 1.5 TSI DSG trades for 35985 €, the offered vehicle has a gross list price of 35090 €.

CUPRA Formentor 1.Generation 1.5 TSI DSG Total cost & lease factor

Calculation basis

The leasing rate is 124.95 € per month with a term of 24 months, so the offer is basically cheap to begin with. But is this CUPRA Formentor a leasing deal? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 950 €. Dividing the total costs (leasing costs + fixed costs = 3948.8 €) by the number of months (for this offer: 24 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 35090 €, you get the leasing factor. This CUPRA Formentor results in an effective lease factor of 0.47, so it's a relatively inexpensive lease vehicle and a real lease deal.

Fixed costs

Leasing rates / 24 months

2.998,80 €

Transfer / Approval

950,00 €

+

Total cost

3.948,80 €

Leasing factor

Total cost

3.948,80 €

Runtime

24 Months

÷

Leasing rate

124,95 €
(105,00 € netto)

Effective leasing rate

164,53 €
(138,26 € netto)

Bruttolistenpreis

35.090,00 €


Leasing factor

0.36

Effective leasing rate

0.47

CUPRA Formentor 1.Generation 1.5 TSI DSG Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. The CUPRA Formentor 1.Generation 1.5 TSI DSG, with a monthly leasing rate of 124.95 €, is already a rather inexpensive car. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 24 months at the most favorable lease price . In the case of the CUPRA Formentor, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 137 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 35090 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 950 € (one-time).

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 24 months). The final assessment of this offer: The cost per kilometer of 0.2 €, which is classified as average, combined with the very low effective leasing factor of 0.47, make this offer a real leasing deal!.

Fixed operating costs
+

Costs p.a. (excl. leasing)

8.654,00 €

Actual cost / Km

Fixed operating costs

8.654,00 €

Lease payments Total

2.998,80 €

+

Total cost

11.652,80 €

Total kilometers

20.000,00

÷

Cost / Km (only leasing)

0,20 €

Cumulative total cost / Km

0,20 €

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