CUPRA Formentor 1.Generation 1.5 TSI DSG - Costs
Monthly costs for CUPRA Formentor 1.Generation 1.5 TSI DSG
The insurance costs for the CUPRA Formentor 1.Generation 1.5 TSI DSG are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the CUPRA Formentor 1.Generation 1.5 TSI DSG over a useful life of 5 years is 373 € per month. On average, the CUPRA Formentor 1.Generation 1.5 TSI DSG trades for 35985 €, the offered vehicle has a gross list price of 44949 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
CUPRA Formentor 1.Generation 1.5 TSI DSG Total cost & lease factor
Calculation basis
With a lease rate of 425 € per month for a term of 48 months, the CUPRA Formentor offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This CUPRA Formentor gives an effective leasing factor of 1.08, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
20.400,00 €
Transfer / Approval
0,00 €
+
Total cost
20.400,00 €
Leasing factor
Total cost
20.400,00 €
Runtime
48 Months
÷
Leasing rate
425,00 €
(357,14 € netto)
Effective leasing rate
425,00 €
(357,14 € netto)
Kaufpreis
39.260,00 €
Leasing factor
1.08
Effective leasing rate
1.08
CUPRA Formentor 1.Generation 1.5 TSI DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 425 €, the CUPRA Formentor 1.Generation 1.5 TSI DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the CUPRA Formentor, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 137 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 44949 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.51 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
15.408,00 €
Actual cost / Km
Fixed operating costs
15.408,00 €
Lease payments Total
20.400,00 €
+
Total cost
35.808,00 €
Total kilometers
39.984,00
÷
Cost / Km (only leasing)
0,51 €
Cumulative total cost / Km
0,51 €
Price development leasing CUPRA Formentor 1.Generation 1.5 TSI DSG
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