Find out the projected monthly maintenance cost for one CUPRA Formentor 1.Generation 1.5 TSI DSG with tax, running costs, insurance and workshop costs.
If you would like to lease a CUPRA Formentor 1.Generation 1.5 TSI DSG, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 950 €.
With a lease term of 36 months and a monthly lease payment of 232
€ with 10000 km mileage per year, there are fixed leasing costs of 9472 €. The insurance costs for the CUPRA Formentor 1.Generation 1.5 TSI DSG are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the CUPRA Formentor 1.Generation 1.5 TSI DSG over a useful life of 5 years is 373 € per month. On average, the CUPRA Formentor 1.Generation 1.5 TSI DSG trades for 35985 €, the offered vehicle has a gross list price of 25879 €.
The lease payment is 232 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the CUPRA Formentor? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1120 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 9472 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 25879 €, you get the leasing factor. With this CUPRA Formentor results in an effective leasing factor of 1.02, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 36 months
8.352,00 €
Transfer / Approval
1.120,00 €
Total cost
9.472,00 €
Total cost
9.472,00 €
Runtime
36 Months
Leasing rate
232,00 €
(194,96 € netto)
Effective leasing rate
263,11 €
(221,10 € netto)
Bruttolistenpreis
0,00 €
Leasing factor
0.9
Effective leasing rate
1.02
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 232 €, the CUPRA Formentor 1.Generation 1.5 TSI DSG is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the CUPRA Formentor, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 137 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 25879 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1120 €. The final assessment of this offer: average cost per kilometer (0.32 €) is joined by an average effective leasing factor of 1.02 - not a real deal, but not a bad offer either.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
12.676,00 €
Fixed operating costs
12.676,00 €
Lease payments Total
8.352,00 €
Total cost
21.028,00 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,32 €
Cumulative total cost / Km
0,32 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €