CUPRA Formentor 1. Generation 1.5 TSI DSG - Costs
Monthly costs for CUPRA Formentor 1. Generation 1.5 TSI DSG
Find out the projected monthly maintenance cost for one CUPRA Formentor 1. Generation 1.5 TSI DSG with tax, running costs, insurance and workshop costs.
If you are interested in leasing a CUPRA Formentor 1. Generation 1.5 TSI DSG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1350 €.
With a lease term of 48 months and a monthly lease payment of 245
€ with 10000 km mileage per year, there are fixed leasing costs of 13110 €. The vehicle has only 44300 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the CUPRA Formentor 1. Generation 1.5 TSI DSG are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.
The monthly tax is only 13 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the CUPRA Formentor 1. Generation 1.5 TSI DSG over a useful life of 5 years is 369 € per month. On average, the CUPRA Formentor 1. Generation 1.5 TSI DSG trades for 35690 €, the offered vehicle has a gross list price of 48180 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
CUPRA Formentor 1. Generation 1.5 TSI DSG Total cost & lease factor
Calculation basis
The lease payment is 245 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the CUPRA Formentor? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1350 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 13110 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 48180 €, you get the leasing factor. This CUPRA Formentor gives an effective leasing factor of 1.16, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
11.760,00 €
Transfer / Approval
1.350,00 €
+
Total cost
13.110,00 €
Leasing factor
Total cost
13.110,00 €
Runtime
48 Months
÷
Leasing rate
245,00 €
(205,88 € netto)
Effective leasing rate
273,13 €
(229,52 € netto)
Kaufpreis
23.500,00 €
Leasing factor
1.04
Effective leasing rate
1.16
CUPRA Formentor 1. Generation 1.5 TSI DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 245 €, the CUPRA Formentor 1. Generation 1.5 TSI DSG is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the CUPRA Formentor, the monthly vehicle tax is quite favorable at 13 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 147 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 48180 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1350 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.31 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Voraussichtliche Fix + Betriebskosten über die Haltedauer
€
€
€
€
€
+
Voraussichtliche Nebenkosten
16.758,00 €
Actual cost / Km
Voraussichtliche Fix + Betriebskosten über die Haltedauer
16.758,00 €
Lease payments Total
11.760,00 €
+
Total cost
28.518,00 €
Total kilometers
9.984,00
÷
Cost / Km (only leasing)
1,31 €
Cumulative total cost / Km
1,31 €
Price development leasing CUPRA Formentor 1. Generation 1.5 TSI DSG
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