Find out the projected monthly maintenance cost for one CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG with tax, running costs, insurance and workshop costs.
If you would like to lease a CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 386
€ with 10000 km mileage per year, there are fixed leasing costs of 18528 €. The insurance costs for the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG
are on average high with approx. 97 € per month.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG over a useful life of 5 years is 494 € per month. On average, the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG trades for 46141 €, the offered vehicle has a gross list price of 52774 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 386 € per month for a term of 48 months, so it is an average-priced offer. Can we still talk about a leasing deal for the CUPRA Ateca? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this CUPRA Ateca results in an effective leasing factor of 0.97, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
18.528,00 €
Transfer / Approval
0,00 €
Total cost
18.528,00 €
Total cost
18.528,00 €
Runtime
48 Months
Leasing rate
386,00 €
(324,37 € netto)
Effective leasing rate
386,00 €
(324,37 € netto)
Bruttolistenpreis
52.774,00 €
Leasing factor
0.97
Effective leasing rate
0.97
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 386 €, the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the CUPRA Ateca the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 180 € monthly. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 52774 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.46 EUR) meets a rather high effective leasing factor of 0.97. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
19.008,00 €
Fixed operating costs
19.008,00 €
Lease payments Total
18.528,00 €
Total cost
37.536,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,46 €
Cumulative total cost / Km
0,46 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €