CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG - Costs
Monthly costs for CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG
The insurance costs for the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG
are on average high with approx. 97 € per month.
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG over a useful life of 5 years is 494 € per month. On average, the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG trades for 46141 €, the offered vehicle has a gross list price of 53200 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG Total cost & lease factor
Calculation basis
With a lease rate of 438 € per month for a term of 48 months, the CUPRA Ateca offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this CUPRA Ateca results in an effective leasing factor of 0.82, therefore it is a good value leasing vehicle and a good leasing deal.
Fixed costs
Leasing rates / 24 months
9.912,00 €
Transfer / Approval
0,00 €
+
Total cost
9.912,00 €
Leasing factor
Total cost
9.912,00 €
Runtime
24 Months
÷
Leasing rate
413,00 €
(347,06 € netto)
Effective leasing rate
413,00 €
(347,06 € netto)
Bruttolistenpreis
50.900,00 €
Leasing factor
0.81
Effective leasing rate
CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 438 €, the CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the CUPRA Ateca the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 180 € monthly. Added to this are insurance costs of 97 € per month, which is basically a moderate cost considering the gross list price of 53200 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Considering the good effective leasing factor of 0.82, even the rather high cost per kilometer (0.53 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
9.504,00 €
Actual cost / Km
Fixed operating costs
9.504,00 €
Lease payments Total
9.912,00 €
+
Total cost
19.416,00 €
Total kilometers
19.992,00
÷
Cost / Km (only leasing)
0,50 €
Cumulative total cost / Km
0,50 €
Price development leasing CUPRA Ateca 1.Generation 2.0 TSI 4Drive DSG
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