The insurance costs for the Citroen Spacetourer 1.Generation e- M (50 kWh) Business Lounge are quite expensive at around 138 € per month and the costs for novice drivers are likely to be quite a bit higher.
As a result of the tax benefits for electric cars, the vehicle tax will no longer apply until December 31, 2025. The high average depreciation of the Citroen Spacetourer 1.Generation e- M (50 kWh) Business Lounge amounting to 679 € per month (for use over 5 years) is due not least to the high gross list price of 68020 €. On average, the Citroen Spacetourer 1.Generation e- M (50 kWh) Business Lounge trades for 62760 €, the offered vehicle has a gross list price of 68020 €.
With a lease rate of 583.1 € per month for a term of 36 months, the Citroen Spacetourer offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 25991.6 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 68020 €, you get the leasing factor. This Citroen Spacetourer gives an effective leasing factor of 1.06, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
Leasing rates / 36 months
20.991,60 €
Transfer / Approval
5.000,00 €
Total cost
25.991,60 €
Total cost
25.991,60 €
Runtime
36 Months
Leasing rate
583,10 €
(490,00 € netto)
Effective leasing rate
721,99 €
(606,71 € netto)
Bruttolistenpreis
68.020,00 €
Leasing factor
0.86
Effective leasing rate
1.06
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 583.1 €, the Citroen Spacetourer 1.Generation e- M (50 kWh) Business Lounge is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . Since the Citroen Spacetourer is still tax-advantaged up to and including 2025, the motor vehicle tax does not apply until then. The cost of operating the vehicle, an electric car, so the cost of electricity. amount to 139 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 138 € per month, a reasonable lump sum considering the gross list price of 68020 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.74 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (5000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
17.600,00 €
Fixed operating costs
17.600,00 €
Lease payments Total
20.991,60 €
Total cost
38.591,60 €
Total kilometers
14.976,00
Cost / Km (only leasing)
1,74 €
Cumulative total cost / Km
1,74 €