Find out the monthly maintenance cost for one BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport with tax, running costs, insurance and workshop costs.
If you are interested in leasing a BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 939
€ with 10000 km mileage per year, there are fixed leasing costs of 45221 €. The insurance costs for the BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 5 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport amounting to 834 € per month (for use over 5 years) is due not least to the high gross list price of 94370 €. On average, the BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport trades for 90330 €, the offered vehicle has a gross list price of 94370 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 939 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW X5 is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 149 €. Dividing the total costs (leasing costs + fixed costs = 45221 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 94370 €, you get the leasing factor. With this BMW X5 results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
45.072,00 €
Transfer / Approval
149,00 €
Total cost
45.221,00 €
Total cost
45.221,00 €
Runtime
48 Months
Leasing rate
939,00 €
(789,08 € netto)
Effective leasing rate
942,10 €
(791,68 € netto)
Bruttolistenpreis
94.370,00 €
Leasing factor
1
Effective leasing rate
1
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 939 €, the BMW X5 G05/F95 xDrive45e M Sportpaket Steptronic Sport is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the BMW X5, the monthly vehicle tax is very low at 5 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to 159 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 94370 €. A plus point with this offer: the transfer and registration costs are a slim 149 € ( one-time). The final assessment of this offer: rather high cost per kilometer (1.13 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
26.357,00 €
Fixed operating costs
26.357,00 €
Lease payments Total
45.072,00 €
Total cost
71.429,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
1,13 €
Cumulative total cost / Km
1,13 €
∅ Cost / km
0,74 €
Leasing factor
0.92
from593,81 €
∅ Cost / km
0,44 €
Leasing factor
1.16
from365,00 €