BMW X4 G02/F98 xDrive30i xLine Steptronic - Costs
Monthly costs for BMW X4 G02/F98 xDrive30i xLine Steptronic
Find out the monthly maintenance cost for the BMW X4 G02/F98 xDrive30i xLine Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW X4 G02/F98 xDrive30i xLine Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 36 months and a monthly lease payment of 499
€ with 10000 km mileage per year, there are fixed leasing costs of 17964 €. The insurance costs for the BMW X4 G02/F98 xDrive30i xLine Steptronic are extremely high at around 214 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 23 €. On average, the BMW X4 G02/F98 xDrive30i xLine Steptronic trades for 59600 €, the offered vehicle has a gross list price of 72169 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW X4 G02/F98 xDrive30i xLine Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 499 € per month for a term of 36 months, the BMW X4 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This BMW X4 gives an effective leasing factor of 1.14, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
17.964,00 €
Transfer / Approval
0,00 €
+
Total cost
17.964,00 €
Leasing factor
Total cost
17.964,00 €
Runtime
36 Months
÷
Leasing rate
499,00 €
(419,33 € netto)
Effective leasing rate
499,00 €
(419,33 € netto)
Kaufpreis
43.900,00 €
Leasing factor
1.14
Effective leasing rate
1.14
BMW X4 G02/F98 xDrive30i xLine Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 499 €, the BMW X4 G02/F98 xDrive30i xLine Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW X4 the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 155 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 214 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 72169 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.6 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
17.820,00 €
Actual cost / Km
Fixed operating costs
17.820,00 €
Lease payments Total
17.964,00 €
+
Total cost
35.784,00 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,60 €
Cumulative total cost / Km
0,60 €
Price development leasing BMW X4 G02/F98 xDrive30i xLine Steptronic
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