BMW X4 G02/F98 M40d Steptronic - Costs
Monthly costs for BMW X4 G02/F98 M40d Steptronic
Find out the projected monthly maintenance cost for the BMW X4 G02/F98 M40d Steptronic with tax, running costs, insurance and workshop costs.
If you are interested in leasing a BMW X4 G02/F98 M40d Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 842.69
€ with 10000 km mileage per year, there are fixed leasing costs of 40574.12 €. The insurance costs for the BMW X4 G02/F98 M40d Steptronic are extremely high at around 239 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 36 €. On average, the BMW X4 G02/F98 M40d Steptronic trades for 70900 €, the offered vehicle has a gross list price of 88239 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW X4 G02/F98 M40d Steptronic Total cost & lease factor
Calculation basis
The leasing rate is 842.69 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW X4 is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 125 €. Dividing the total costs (leasing costs + fixed costs = 40574.12 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 88239 €, you get the leasing factor. This BMW X4 gives an effective leasing factor of 1.11, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
40.449,12 €
Transfer / Approval
125,00 €
+
Total cost
40.574,12 €
Leasing factor
Total cost
40.574,12 €
Runtime
48 Months
÷
Leasing rate
842,69 €
(708,14 € netto)
Effective leasing rate
845,29 €
(710,33 € netto)
Kaufpreis
76.490,00 €
Leasing factor
1.1
Effective leasing rate
1.11
BMW X4 G02/F98 M40d Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 842.69 €, the BMW X4 G02/F98 M40d Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X4 the monthly vehicle tax is quite high at 36 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 239 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 88239 €. A plus point with this offer: the transfer and registration costs are a slim 125 € ( one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.01 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
28.397,00 €
Actual cost / Km
Fixed operating costs
28.397,00 €
Lease payments Total
40.449,12 €
+
Total cost
68.846,12 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
1,01 €
Cumulative total cost / Km
1,01 €
Price development leasing BMW X4 G02/F98 M40d Steptronic
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