BMW X4 G02/F98 M Steptronic - Costs
Monthly costs for BMW X4 G02/F98 M Steptronic
Find out the projected monthly maintenance cost for the BMW X4 G02/F98 M Steptronic with tax, running costs, insurance and workshop costs.
If you are planning to lease a BMW X4 G02/F98 M Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 42 months and a monthly lease payment of 699.71
€ with 10000 km mileage per year, there are fixed leasing costs of 29577.82 €. The insurance costs for the BMW X4 G02/F98 M Steptronic are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 32 €. The high average depreciation of the BMW X4 G02/F98 M Steptronic amounting to 947 € per month (for use over 5 years) is due not least to the high gross list price of 97809 €. On average, the BMW X4 G02/F98 M Steptronic trades for 90618 €, the offered vehicle has a gross list price of 97809 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW X4 G02/F98 M Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 699.71 € per month for a term of 42 months, the BMW X4 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 190 €. Dividing the total costs (leasing costs + fixed costs = 29577.82 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 97809 €, you get the leasing factor. With this BMW X4 results in an effective leasing factor of 1.04, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 42 months
29.387,82 €
Transfer / Approval
190,00 €
+
Total cost
29.577,82 €
Leasing factor
Total cost
29.577,82 €
Runtime
42 Months
÷
Leasing rate
699,71 €
(587,99 € netto)
Effective leasing rate
704,23 €
(591,79 € netto)
Kaufpreis
67.900,00 €
Leasing factor
1.03
Effective leasing rate
1.04
BMW X4 G02/F98 M Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 699.71 €, the BMW X4 G02/F98 M Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW X4 the monthly vehicle tax is quite high at 32 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 228 € monthly. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 97809 €. A plus point with this offer: the transfer and registration costs are a slim 190 € ( one-time). The final assessment of this offer: rather high cost per kilometer (0.85 EUR) meets a rather high effective leasing factor of 1.04. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
27.112,00 €
Actual cost / Km
Fixed operating costs
27.112,00 €
Lease payments Total
29.387,82 €
+
Total cost
56.499,82 €
Total kilometers
35.000,00
÷
Cost / Km (only leasing)
0,85 €
Cumulative total cost / Km
0,85 €
Price development leasing BMW X4 G02/F98 M Steptronic
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