BMW X4 G02/F98 M Competition Steptronic - Costs

Monthly costs for BMW X4 G02/F98 M Competition Steptronic

BMW X4 G02/F98  M Competition Steptronic

Find out the monthly maintenance cost for one BMW X4 G02/F98 M Competition Steptronic with tax, running costs, insurance and workshop costs. If you are planning to lease a BMW X4 G02/F98 M Competition Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 949 €.

With a lease term of 48 months and a monthly lease payment of 999 € with 10000 km mileage per year, there are fixed leasing costs of 49151 €. The insurance costs for the BMW X4 G02/F98 M Competition Steptronic are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The new CO2 pricing results in an increased monthly tax of 32 €. The high average depreciation of the BMW X4 G02/F98 M Competition Steptronic amounting to 1031 € per month (for use over 5 years) is due not least to the high gross list price of 107630 €. On average, the BMW X4 G02/F98 M Competition Steptronic trades for 98904 €, the offered vehicle has a gross list price of 107630 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW X4 G02/F98 M Competition Steptronic Total cost & lease factor

Calculation basis

The leasing rate is 999 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW X4 is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1199 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 49151 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 107630 €, you get the leasing factor. With this BMW X4 results in an effective leasing factor of 1.05, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.

Fixed costs

Leasing rates / 48 months

47.952,00 €

Transfer / Approval

1.199,00 €

+

Total cost

49.151,00 €

Leasing factor

Total cost

49.151,00 €

Runtime

48 Months

÷

Leasing rate

999,00 €
(839,50 € netto)

Effective leasing rate

1.023,98 €
(860,49 € netto)

Bruttolistenpreis

107.630,00 €


Leasing factor

1.03

Effective leasing rate

1.05

BMW X4 G02/F98 M Competition Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 999 €, the BMW X4 G02/F98 M Competition Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X4 the monthly vehicle tax is quite high at 32 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 228 € monthly. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 107630 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1199 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.23 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

32.351,00 €

Actual cost / Km

Fixed operating costs

32.351,00 €

Lease payments Total

47.952,00 €

+

Total cost

80.303,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

1,23 €

Cumulative total cost / Km

1,23 €

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