BMW X3 G01/F97 xDrive20i M Sport Steptronic - Costs
Monthly costs for BMW X3 G01/F97 xDrive20i M Sport Steptronic
Find out the projected monthly maintenance cost for one BMW X3 G01/F97 xDrive20i M Sport Steptronic with tax, running costs, insurance and workshop costs.
If you are interested in leasing a BMW X3 G01/F97 xDrive20i M Sport Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 48 months and a monthly lease payment of 655
€ with 10000 km mileage per year, there are fixed leasing costs of 31440 €. The insurance costs for the BMW X3 G01/F97 xDrive20i M Sport Steptronic are extremely high at around 160 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 20 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The high average depreciation of the BMW X3 G01/F97 xDrive20i M Sport Steptronic amounting to 632 € per month (for use over 5 years) is due not least to the high gross list price of 68300 €. On average, the BMW X3 G01/F97 xDrive20i M Sport Steptronic trades for 59700 €, the offered vehicle has a gross list price of 68300 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW X3 G01/F97 xDrive20i M Sport Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 655 € per month for a term of 48 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This BMW X3 gives an effective leasing factor of 1.15, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 48 months
31.440,00 €
Transfer / Approval
0,00 €
+
Total cost
31.440,00 €
Leasing factor
Total cost
31.440,00 €
Runtime
48 Months
÷
Leasing rate
655,00 €
(550,42 € netto)
Effective leasing rate
655,00 €
(550,42 € netto)
Kaufpreis
56.990,00 €
Leasing factor
1.15
Effective leasing rate
1.15
BMW X3 G01/F97 xDrive20i M Sport Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 655 €, the BMW X3 G01/F97 xDrive20i M Sport Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is rather high at 20 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 166 € monthly. Added to this are insurance costs of 160 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 68300 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.79 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
20.496,00 €
Actual cost / Km
Fixed operating costs
20.496,00 €
Lease payments Total
31.440,00 €
+
Total cost
51.936,00 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,79 €
Cumulative total cost / Km
0,79 €
Price development leasing BMW X3 G01/F97 xDrive20i M Sport Steptronic
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