Find out the projected monthly maintenance cost for the BMW X3 G01/F97 xDrive20i Advantage Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW X3 G01/F97 xDrive20i Advantage Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1099 €. With a lease term of 48 months and a monthly lease payment of 429 € with 10000 km mileage per year, there are fixed leasing costs of 21691 €. The insurance costs for the BMW X3 G01/F97 xDrive20i Advantage Steptronic are extremely high at around 194 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 22 €. On average, the BMW X3 G01/F97 xDrive20i Advantage Steptronic trades for 46200 €, the offered vehicle has a gross list price of 53730 €.
With a lease rate of 429 € per month for a term of 48 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1099 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 21691 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 53730 €, you get the leasing factor. With this BMW X3 results in an effective leasing factor of 1.05, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
20.592,00 €
Transfer / Approval
1.099,00 €
Total cost
21.691,00 €
Total cost
21.691,00 €
Runtime
48 Months
Leasing rate
429,00 €
(360,50 € netto)
Effective leasing rate
451,90 €
(379,75 € netto)
Bruttolistenpreis
53.730,00 €
Leasing factor
0.99
Effective leasing rate
1.05
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 429 €, the BMW X3 G01/F97 xDrive20i Advantage Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is rather high at 22 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 152 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 194 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 53730 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1099 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.54 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
23.131,00 €
Fixed operating costs
23.131,00 €
Lease payments Total
20.592,00 €
Total cost
43.723,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,54 €
Cumulative total cost / Km
0,54 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €