Find out the projected monthly maintenance cost for one BMW X3 G01/F97 xDrive20i Advantage Steptronic with tax, running costs, insurance and workshop costs. If you would like to lease a BMW X3 G01/F97 xDrive20i Advantage Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1099 €. With a lease term of 36 months and a monthly lease payment of 503.37 € with 10000 km mileage per year, there are fixed leasing costs of 19220.32 €. The insurance costs for the BMW X3 G01/F97 xDrive20i Advantage Steptronic are extremely high at around 194 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 22 €. On average, the BMW X3 G01/F97 xDrive20i Advantage Steptronic trades for 46200 €, the offered vehicle has a gross list price of 43165.3 €.
With a lease rate of 503.37 € per month for a term of 36 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1099 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 19220.32 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 43165.3 €, you get the leasing factor. This BMW X3 results in an effective leasing factor of 1.24, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Leasing rates / 36 months
18.121,32 €
Transfer / Approval
1.099,00 €
Total cost
19.220,32 €
Total cost
19.220,32 €
Runtime
36 Months
Leasing rate
503,37 €
(423,00 € netto)
Effective leasing rate
533,90 €
(448,66 € netto)
Bruttolistenpreis
43.165,30 €
Leasing factor
1.17
Effective leasing rate
1.24
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 503.37 €, the BMW X3 G01/F97 xDrive20i Advantage Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is rather high at 22 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 152 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 194 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 43165.3 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1099 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.64 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
17.623,00 €
Fixed operating costs
17.623,00 €
Lease payments Total
18.121,32 €
Total cost
35.744,32 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,64 €
Cumulative total cost / Km
0,64 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €
∅ Cost / km
0,23 €
Leasing factor
0.61
from153,51 €