Find out the monthly maintenance cost for one BMW X3 G01/F97 xDrive20d Advantage Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW X3 G01/F97 xDrive20d Advantage Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1040 €. With a lease term of 48 months and a monthly lease payment of 465 € with 10000 km mileage per year, there are fixed leasing costs of 23360 €. The insurance costs for the BMW X3 G01/F97 xDrive20d Advantage Steptronic are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 27 €. On average, the BMW X3 G01/F97 xDrive20d Advantage Steptronic trades for 49200 €, the offered vehicle has a gross list price of 59750 €.
With a lease rate of 465 € per month for a term of 48 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 1040 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 23360 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 59750 €, you get the leasing factor. With this BMW X3 results in an effective leasing factor of 0.81, therefore it is a good value leasing vehicle and a good leasing deal.
Leasing rates / 48 months
22.320,00 €
Transfer / Approval
1.040,00 €
Total cost
23.360,00 €
Total cost
23.360,00 €
Runtime
48 Months
Leasing rate
465,00 €
(390,76 € netto)
Effective leasing rate
486,67 €
(408,97 € netto)
Bruttolistenpreis
59.750,00 €
Leasing factor
0.78
Effective leasing rate
0.81
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 465 €, the BMW X3 G01/F97 xDrive20d Advantage Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is rather high at 27 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 105 € monthly, as the vehicle is very economical. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 59750 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 1040 €. The final assessment of this offer: Considering the good effective leasing factor of 0.81, even the rather high cost per kilometer (0.58 €) no longer seems problematic - this offer is a good deal!.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
19.040,00 €
Fixed operating costs
19.040,00 €
Lease payments Total
22.320,00 €
Total cost
41.360,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,58 €
Cumulative total cost / Km
0,58 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €