BMW X3 G01/F97 M40i Steptronic - Costs

Monthly costs for BMW X3 G01/F97 M40i Steptronic

BMW X3 G01/F97  M40i Steptronic

Find out the monthly maintenance cost for the BMW X3 G01/F97 M40i Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW X3 G01/F97 M40i Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 900 €.

With a lease term of 36 months and a monthly lease payment of 669 € with 10000 km mileage per year, there are fixed leasing costs of 24984 €. The insurance costs for the BMW X3 G01/F97 M40i Steptronic are extremely high at around 214 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The new CO2 pricing results in an increased monthly tax of 29 €. On average, the BMW X3 G01/F97 M40i Steptronic trades for 69300 €, the offered vehicle has a gross list price of 87280 €.

BMW X3 G01/F97 M40i Steptronic Total cost & lease factor

Calculation basis

With a lease rate of 669 € per month for a term of 36 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 900 €. Dividing the total costs (leasing costs + fixed costs = 24984 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 87280 €, you get the leasing factor. With this BMW X3 results in an effective leasing factor of 0.8, therefore it is a good value leasing vehicle and a good leasing deal.

Fixed costs

Leasing rates / 36 months

24.084,00 €

Transfer / Approval

900,00 €

+

Total cost

24.984,00 €

Leasing factor

Total cost

24.984,00 €

Runtime

36 Months

÷

Leasing rate

669,00 €
(562,18 € netto)

Effective leasing rate

694,00 €
(583,19 € netto)

Bruttolistenpreis

87.280,00 €


Leasing factor

0.77

Effective leasing rate

0.8

BMW X3 G01/F97 M40i Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 669 €, the BMW X3 G01/F97 M40i Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is rather high at 29 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 188 € monthly. Added to this are insurance costs of 214 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 87280 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 900 € (one-time). The final assessment of this offer: Considering the good effective leasing factor of 0.8, even the rather high cost per kilometer (0.83 €) no longer seems problematic - this offer is a good deal!.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

22.176,00 €

Actual cost / Km

Fixed operating costs

22.176,00 €

Lease payments Total

24.084,00 €

+

Total cost

46.260,00 €

Total kilometers

30.000,00

÷

Cost / Km (only leasing)

0,83 €

Cumulative total cost / Km

0,83 €

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