BMW X3 G01/F97 M Steptronic - Costs
Monthly costs for BMW X3 G01/F97 M Steptronic
Find out the monthly maintenance cost for the BMW X3 G01/F97 M Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW X3 G01/F97 M Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 36 months and a monthly lease payment of 689
€ with 10000 km mileage per year, there are fixed leasing costs of 24804 €. The insurance costs for the BMW X3 G01/F97 M Steptronic are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 32 €. The high average depreciation of the BMW X3 G01/F97 M Steptronic amounting to 935 € per month (for use over 5 years) is due not least to the high gross list price of 102560 €. On average, the BMW X3 G01/F97 M Steptronic trades for 89370 €, the offered vehicle has a gross list price of 102560 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW X3 G01/F97 M Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 689 € per month for a term of 36 months, the BMW X3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this BMW X3 results in an effective leasing factor of 1.01, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
24.804,00 €
Transfer / Approval
0,00 €
+
Total cost
24.804,00 €
Leasing factor
Total cost
24.804,00 €
Runtime
36 Months
÷
Leasing rate
689,00 €
(578,99 € netto)
Effective leasing rate
689,00 €
(578,99 € netto)
Kaufpreis
68.450,00 €
Leasing factor
1.01
Effective leasing rate
1.01
BMW X3 G01/F97 M Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 689 €, the BMW X3 G01/F97 M Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is quite high at 32 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 228 € monthly. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 102560 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.83 EUR) meets a rather high effective leasing factor of 1.01. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
23.076,00 €
Actual cost / Km
Fixed operating costs
23.076,00 €
Lease payments Total
24.804,00 €
+
Total cost
47.880,00 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,83 €
Cumulative total cost / Km
0,83 €
Price development leasing BMW X3 G01/F97 M Steptronic
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