Find out the monthly maintenance cost for the BMW X3 G01/F97 M Competition Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW X3 G01/F97 M Competition Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 36 months and a monthly lease payment of 796.87
€ with 10000 km mileage per year, there are fixed leasing costs of 28877.32 €. The insurance costs for the BMW X3 G01/F97 M Competition Steptronic are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 33 €. The high average depreciation of the BMW X3 G01/F97 M Competition Steptronic amounting to 1011 € per month (for use over 5 years) is due not least to the high gross list price of 69900 €. On average, the BMW X3 G01/F97 M Competition Steptronic trades for 96876 €, the offered vehicle has a gross list price of 69900 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The leasing rate is 796.87 € per month with a term of 36 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW X3 is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 190 €. Dividing the total costs (leasing costs + fixed costs = 28877.32 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 69900 €, you get the leasing factor. This BMW X3 gives an effective leasing factor of 1.15, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
28.687,32 €
Transfer / Approval
190,00 €
Total cost
28.877,32 €
Total cost
28.877,32 €
Runtime
36 Months
Leasing rate
796,87 €
(669,64 € netto)
Effective leasing rate
802,15 €
(674,08 € netto)
Kaufpreis
69.900,00 €
Leasing factor
1.14
Effective leasing rate
1.15
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 796.87 €, the BMW X3 G01/F97 M Competition Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW X3 the monthly vehicle tax is quite high at 33 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 229 € monthly. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 69900 €. A plus point with this offer: the transfer and registration costs are a slim 190 € ( one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.96 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
23.626,00 €
Fixed operating costs
23.626,00 €
Lease payments Total
28.687,32 €
Total cost
52.313,32 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,96 €
Cumulative total cost / Km
0,96 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €