Find out the projected monthly maintenance cost for one BMW X2 F39 xDrive20d M Sport X Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW X2 F39 xDrive20d M Sport X Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 36 months and a monthly lease payment of 284.66
€ with 10000 km mileage per year, there are fixed leasing costs of 10247.76 €. The insurance costs for the BMW X2 F39 xDrive20d M Sport X Steptronic are quite expensive at around 147 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 26 €. On average, the BMW X2 F39 xDrive20d M Sport X Steptronic trades for 50200 €, the offered vehicle has a gross list price of 60749 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
The lease payment is 284.66 € per month for a term of 36 months, so it is an average-priced offer. Can we still talk about a leasing deal for the BMW X2? The decisive factor is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this BMW X2 results in an effective leasing factor of 0.79, therefore it is a good value leasing vehicle and a good leasing deal.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
10.247,76 €
Transfer / Approval
0,00 €
Total cost
10.247,76 €
Total cost
10.247,76 €
Runtime
36 Months
Leasing rate
284,66 €
(239,21 € netto)
Effective leasing rate
284,66 €
(239,21 € netto)
Kaufpreis
35.900,00 €
Leasing factor
0.79
Effective leasing rate
0.79
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 284.66 €, the BMW X2 F39 xDrive20d M Sport X Steptronic is an absolutely average value vehicle. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW X2 the monthly vehicle tax is rather high at 26 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 101 € monthly, as the vehicle is very economical. Added to this are insurance costs of 147 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 60749 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: this offer can be accepted with a clear conscience at a cost per kilometer of 0.34 € and the effective leasing factor of 0.79.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
13.140,00 €
Fixed operating costs
13.140,00 €
Lease payments Total
10.247,76 €
Total cost
23.387,76 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,34 €
Cumulative total cost / Km
0,34 €
∅ Cost / km
0,28 €
Leasing factor
1.04
from210,84 €
∅ Cost / km
0,27 €
Leasing factor
0.99
from224,91 €
∅ Cost / km
0,32 €
Leasing factor
1.1
from263,41 €