The insurance costs for the BMW X2 F39 sDrive18d Advantage Plus are quite expensive at around 136 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 24 €. On average, the BMW X2 F39 sDrive18d Advantage Plus trades for 39700 €, the offered vehicle has a gross list price of 43499 €.
With a lease rate of 415 € per month for a term of 36 months, the BMW X2 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4500 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 19440 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 43499 €, you get the leasing factor. This BMW X2 results in an effective leasing factor of 1.82, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 36 months
14.940,00 €
Transfer / Approval
4.500,00 €
Total cost
19.440,00 €
Total cost
19.440,00 €
Runtime
36 Months
Leasing rate
415,00 €
(348,74 € netto)
Effective leasing rate
540,00 €
(453,78 € netto)
Kaufpreis
29.749,18 €
Leasing factor
1.39
Effective leasing rate
1.82
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 415 €, the BMW X2 F39 sDrive18d Advantage Plus is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW X2 the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to just 92 € monthly, as the vehicle is very economical. Added to this are insurance costs of 136 € per month, a reasonable lump sum considering the gross list price of 43499 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4500 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.65 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Costs p.a. (excl. leasing)
16.740,00 €
Fixed operating costs
16.740,00 €
Lease payments Total
14.940,00 €
Total cost
31.680,00 €
Total kilometers
30.000,00
Cost / Km (only leasing)
0,65 €
Cumulative total cost / Km
0,65 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €