BMW X1 F48 xDrive25e M Sport Steptronic - Costs

Monthly costs for BMW X1 F48 xDrive25e M Sport Steptronic

BMW X1 F48  xDrive25e M Sport Steptronic

Find out the projected monthly maintenance cost for one BMW X1 F48 xDrive25e M Sport Steptronic with tax, running costs, insurance and workshop costs. If you would like to lease a BMW X1 F48 xDrive25e M Sport Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.

With a lease term of 48 months and a monthly lease payment of 435 € with 10000 km mileage per year, there are fixed leasing costs of 21130 €. The insurance costs for the BMW X1 F48 xDrive25e M Sport Steptronic are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher.

The monthly tax is only 3 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. The average depreciation of the BMW X1 F48 xDrive25e M Sport Steptronic over a useful life of 5 years is 490 € per month. On average, the BMW X1 F48 xDrive25e M Sport Steptronic trades for 53350 €, the offered vehicle has a gross list price of 54890 €.

Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.

BMW X1 F48 xDrive25e M Sport Steptronic Total cost & lease factor

Calculation basis

With a lease rate of 435 € per month for a term of 48 months, the BMW X1 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 250 €. Dividing the total costs (leasing costs + fixed costs = 21130 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 54890 €, you get the leasing factor. This BMW X1 gives an effective leasing factor of 1.07, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 48 months

20.880,00 €

Transfer / Approval

250,00 €

+

Total cost

21.130,00 €

Leasing factor

Total cost

21.130,00 €

Runtime

48 Months

÷

Leasing rate

435,00 €
(365,55 € netto)

Effective leasing rate

440,21 €
(369,92 € netto)

Kaufpreis

41.200,00 €


Leasing factor

1.06

Effective leasing rate

1.07

BMW X1 F48 xDrive25e M Sport Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 435 €, the BMW X1 F48 xDrive25e M Sport Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . With the BMW X1, the monthly vehicle tax is very low at 3 €. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. are average 123 € monthly. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 54890 €. A plus point with this offer: the transfer and registration costs are a slim 250 € ( one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.53 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

15.226,00 €

Actual cost / Km

Fixed operating costs

15.226,00 €

Lease payments Total

20.880,00 €

+

Total cost

36.106,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,53 €

Cumulative total cost / Km

0,53 €

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