Find out the projected monthly maintenance cost for one BMW X1 F48 xDrive20d Advantage Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW X1 F48 xDrive20d Advantage Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 900 €. With a lease term of 48 months and a monthly lease payment of 499 € with 10000 km mileage per year, there are fixed leasing costs of 24852 €. The insurance costs for the BMW X1 F48 xDrive20d Advantage Steptronic are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 26 €. The average depreciation of the BMW X1 F48 xDrive20d Advantage Steptronic over a useful life of 5 years is 536 € per month. On average, the BMW X1 F48 xDrive20d Advantage Steptronic trades for 48500 €, the offered vehicle has a gross list price of 42490 €.
With a lease rate of 499 € per month for a term of 48 months, the BMW X1 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 900 €. Dividing the total costs (leasing costs + fixed costs = 24852 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 42490 €, you get the leasing factor. This BMW X1 results in an effective leasing factor of 1.45, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 48 months
23.952,00 €
Transfer / Approval
900,00 €
Total cost
24.852,00 €
Total cost
24.852,00 €
Runtime
48 Months
Leasing rate
499,00 €
(419,33 € netto)
Effective leasing rate
517,75 €
(435,08 € netto)
Kaufpreis
35.705,88 €
Leasing factor
1.4
Effective leasing rate
1.45
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 499 €, the BMW X1 F48 xDrive20d Advantage Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X1 the monthly vehicle tax is rather high at 26 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 115 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 42490 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 900 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.62 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.260,00 €
Fixed operating costs
16.260,00 €
Lease payments Total
23.952,00 €
Total cost
40.212,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,62 €
Cumulative total cost / Km
0,62 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €