Find out the projected monthly maintenance cost for the BMW X1 F48 sDrive20d Sport Line Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW X1 F48 sDrive20d Sport Line Steptronic, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 48 months and a monthly lease payment of 498.09
€ with 10000 km mileage per year, there are fixed leasing costs of 24898.32 €. The insurance costs for the BMW X1 F48 sDrive20d Sport Line Steptronic are quite expensive at around 106 € per month and the costs for novice drivers are likely to be quite a bit higher. The new CO2 pricing results in an increased monthly tax of 24 €. The average depreciation of the BMW X1 F48 sDrive20d Sport Line Steptronic over a useful life of 5 years is 538 € per month. On average, the BMW X1 F48 sDrive20d Sport Line Steptronic trades for 49050 €, the offered vehicle has a gross list price of 55630 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
With a lease rate of 498.09 € per month for a term of 48 months, the BMW X1 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 990 €. Dividing the total costs (leasing costs + fixed costs = 24898.32 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 55630 €, you get the leasing factor. With this BMW X1 results in an effective leasing factor of 0.93, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Leasing rates / 48 months
23.908,32 €
Transfer / Approval
990,00 €
Total cost
24.898,32 €
Total cost
24.898,32 €
Runtime
48 Months
Leasing rate
498,09 €
(418,56 € netto)
Effective leasing rate
518,72 €
(435,90 € netto)
Bruttolistenpreis
55.630,00 €
Leasing factor
0.9
Effective leasing rate
0.93
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 498.09 €, the BMW X1 F48 sDrive20d Sport Line Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW X1 the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount only 110 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 106 € per month, a reasonable lump sum considering the gross list price of 55630 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 990 € (one-time). The final assessment of this offer: rather high cost per kilometer (0.62 EUR) meets a rather high effective leasing factor of 0.93. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
16.398,00 €
Fixed operating costs
16.398,00 €
Lease payments Total
23.908,32 €
Total cost
40.306,32 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,62 €
Cumulative total cost / Km
0,62 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,41 €
Leasing factor
1.06
from337,89 €