BMW iX3 G08 Inspiring - Costs
Monthly costs for BMW iX3 G08 Inspiring
Find out the projected monthly maintenance cost for the BMW iX3 G08 Inspiring with tax, running costs, insurance and workshop costs. If you are planning to lease a BMW iX3 G08 Inspiring, you may need to consider not only the monthly lease payment, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 1166.39 €. With a lease term of 48 months and a monthly lease payment of 510.51 € with 10000 km mileage per year, there are fixed leasing costs of 28670.87 €. The insurance costs for the BMW iX3 G08 Inspiring are extremely high at around 158 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The high average depreciation of the BMW iX3 G08 Inspiring amounting to 673 € per month (for use over 5 years) is due not least to the high gross list price of 59968.86 €. On average, the BMW iX3 G08 Inspiring trades for 67750 €, the offered vehicle has a gross list price of 59968.86 €.
BMW iX3 G08 Inspiring Total cost & lease factor
Calculation basis
With a lease rate of 510.51 € per month for a term of 48 months, the BMW iX3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 4166.39 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 28670.87 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 59968.86 €, you get the leasing factor. With this BMW iX3 results in an effective leasing factor of 1, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
Fixed costs
Leasing rates / 48 months
24.504,48 €
Transfer / Approval
4.166,39 €
+
Total cost
28.670,87 €
Leasing factor
Total cost
28.670,87 €
Runtime
48 Months
÷
Leasing rate
510,51 €
(429,00 € netto)
Effective leasing rate
597,31 €
(501,94 € netto)
Bruttolistenpreis
59.968,86 €
Leasing factor
0.85
Effective leasing rate
1
BMW iX3 G08 Inspiring Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 510.51 €, the BMW iX3 G08 Inspiring is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 104 € monthly, as the vehicle is very economical. Added to this are insurance costs of 158 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 59968.86 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 4166.39 €. The final assessment of this offer: rather high cost per kilometer (0.72 EUR) meets a rather high effective leasing factor of 1. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
21.830,39 €
Actual cost / Km
Fixed operating costs
21.830,39 €
Lease payments Total
24.504,48 €
+
Total cost
46.334,87 €
Total kilometers
40.000,00
÷
Cost / Km (only leasing)
0,72 €
Cumulative total cost / Km
0,72 €
