BMW iX3 G08 Inspiring - Costs
Monthly costs for BMW iX3 G08 Inspiring
Find out the projected monthly maintenance cost for the BMW iX3 G08 Inspiring with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW iX3 G08 Inspiring, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €. With a lease term of 36 months and a monthly lease payment of 565 € with 10000 km mileage per year, there are fixed leasing costs of 20340 €. The insurance costs for the BMW iX3 G08 Inspiring are extremely high at around 158 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The high average depreciation of the BMW iX3 G08 Inspiring amounting to 673 € per month (for use over 5 years) is due not least to the high gross list price of 68922 €. On average, the BMW iX3 G08 Inspiring trades for 67750 €, the offered vehicle has a gross list price of 68922 €.
BMW iX3 G08 Inspiring Total cost & lease factor
Calculation basis
With a lease rate of 565 € per month for a term of 36 months, the BMW iX3 offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This BMW iX3 gives an effective leasing factor of 1.12, so it's a rather expensive leased vehicle. A leasing comparison with other deals is worthwhile.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
20.340,00 €
Transfer / Approval
0,00 €
+
Total cost
20.340,00 €
Leasing factor
Total cost
20.340,00 €
Runtime
36 Months
÷
Leasing rate
565,00 €
(474,79 € netto)
Effective leasing rate
565,00 €
(474,79 € netto)
Kaufpreis
50.550,00 €
Leasing factor
1.12
Effective leasing rate
1.12
BMW iX3 G08 Inspiring Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 565 €, the BMW iX3 G08 Inspiring is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . The cost of operating the vehicle, an electric car, so the cost of electricity, amount to just 104 € monthly, as the vehicle is very economical. Added to this are insurance costs of 158 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 68922 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.68 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
13.248,00 €
Actual cost / Km
Fixed operating costs
13.248,00 €
Lease payments Total
20.340,00 €
+
Total cost
33.588,00 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
0,68 €
Cumulative total cost / Km
0,68 €
