The insurance costs for the BMW 8er-Reihe G14/G15/G16/F91/F92/F93 M850i Gran Coupe xDrive Steptronic Sport are extremely high at around 198 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 35 €. The high average depreciation of the BMW 8er-Reihe G14/G15/G16/F91/F92/F93 M850i Gran Coupe xDrive Steptronic Sport amounting to 1443 € per month (for use over 5 years) is due not least to the high gross list price of 137820 €. On average, the BMW 8er-Reihe G14/G15/G16/F91/F92/F93 M850i Gran Coupe xDrive Steptronic Sport trades for 126090 €, the offered vehicle has a gross list price of 137820 €.
The leasing rate is 1116.29 € per month with a term of 42 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 8er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6000 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 52884.18 €) by the number of months (for this offer: 42 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 137820 €, you get the leasing factor. This BMW 8er-Reihe results in an effective leasing factor of 1.38, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Leasing rates / 42 months
46.884,18 €
Transfer / Approval
6.000,00 €
Total cost
52.884,18 €
Total cost
52.884,18 €
Runtime
42 Months
Leasing rate
1.116,29 €
(938,06 € netto)
Effective leasing rate
1.259,15 €
(1.058,11 € netto)
Kaufpreis
90.950,00 €
Leasing factor
1.23
Effective leasing rate
1.38
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 1116.29 €, the BMW 8er-Reihe G14/G15/G16/F91/F92/F93 M850i Gran Coupe xDrive Steptronic Sport is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW 8er-Reihe the monthly vehicle tax is quite high at 35 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are according to the performance of the vehicle 231 € monthly. Added to this are insurance costs of 198 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 137820 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6000 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.01 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (15000 km multiplied by the term 42 months).
Costs p.a. (excl. leasing)
33.258,00 €
Fixed operating costs
33.258,00 €
Lease payments Total
46.884,18 €
Total cost
80.142,18 €
Total kilometers
52.500,00
Cost / Km (only leasing)
1,01 €
Cumulative total cost / Km
1,01 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €