BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic - Costs

Monthly costs for BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic

BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic

Find out the projected monthly maintenance cost for one BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic with tax, running costs, insurance and workshop costs. If you are interested in leasing a BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 900 €.

With a lease term of 48 months and a monthly lease payment of 725 € with 10000 km mileage per year, there are fixed leasing costs of 35700 €. The insurance costs for the BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic are extremely high at around 160 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).

The new CO2 pricing results in an increased monthly tax of 24 €. The high average depreciation of the BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic amounting to 839 € per month (for use over 5 years) is due not least to the high gross list price of 57549.99 €. On average, the BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic trades for 69470 €, the offered vehicle has a gross list price of 57549.99 €.

BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic Total cost & lease factor

Calculation basis

The leasing rate is 725 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 5er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.

The monthly leasing rate must also be supplemented by ancillary costs, e.g. transfer and registration. However, these costs are kept within limits with this offer at 900 €. Dividing the total costs (leasing costs + fixed costs = 35700 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 57549.99 €, you get the leasing factor. This BMW 5er-Reihe results in an effective leasing factor of 1.54, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.

However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.

Fixed costs

Leasing rates / 48 months

34.800,00 €

Transfer / Approval

900,00 €

+

Total cost

35.700,00 €

Leasing factor

Total cost

35.700,00 €

Runtime

48 Months

÷

Leasing rate

725,00 €
(609,24 € netto)

Effective leasing rate

743,75 €
(625,00 € netto)

Kaufpreis

48.361,34 €


Leasing factor

1.5

Effective leasing rate

1.54

BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic Cost per kilometer

Calculation basis

The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 725 €, the BMW 5er-Reihe G30/G31/F90 520d Touring M Sportpaket xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 5er-Reihe the monthly vehicle tax is rather high at 24 Euro. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount only 110 € per month, because the vehicle simply does not need much energy either. Added to this are insurance costs of 160 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 57549.99 €. The total invoice for this offer also includes the transfer and registration costs in the amount of 900 € (one-time). The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.89 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.

The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).

Fixed operating costs
+

Costs p.a. (excl. leasing)

20.052,00 €

Actual cost / Km

Fixed operating costs

20.052,00 €

Lease payments Total

34.800,00 €

+

Total cost

54.852,00 €

Total kilometers

40.000,00

÷

Cost / Km (only leasing)

0,89 €

Cumulative total cost / Km

0,89 €

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