BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic - Costs
Monthly costs for BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic
Find out the monthly maintenance cost for one BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic with tax, running costs, insurance and workshop costs.
If you are planning to lease a BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic, you may need to consider not only the regular lease payments, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 0 €.
With a lease term of 42 months and a monthly lease payment of 499
€ with 10000 km mileage per year, there are fixed leasing costs of 20958 €. The vehicle has only 32500 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic are extremely high at around 177 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 23 €. The high average depreciation of the BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic amounting to 789 € per month (for use over 5 years) is due not least to the high gross list price of 93560 €. On average, the BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic trades for 64620 €, the offered vehicle has a gross list price of 93560 €.
Did you know? Immediately available vehicles like this one are usually a bit more expensive than order vehicles, because here the dealer calculates a surcharge for the storage / display of the vehicle into the offer.
BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic Total cost & lease factor
Calculation basis
With a lease rate of 499 € per month for a term of 42 months, the BMW 5er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. With this BMW 5er-Reihe results in an effective leasing factor of 0.96, the leased vehicle is therefore average value for money, it may be worthwhile to make a further leasing comparison.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 42 months
20.958,00 €
Transfer / Approval
0,00 €
+
Total cost
20.958,00 €
Leasing factor
Total cost
20.958,00 €
Runtime
42 Months
÷
Leasing rate
499,00 €
(419,33 € netto)
Effective leasing rate
499,00 €
(419,33 € netto)
Kaufpreis
51.990,00 €
Leasing factor
0.96
Effective leasing rate
0.96
BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be borne privately. With a monthly leasing rate of 499 €, the BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic is already somewhat expensive anyway. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 42 months at the most favorable lease price . For the BMW 5er-Reihe the monthly vehicle tax is rather high at 23 Euro. The cost of operating the vehicle, powered by a hybrid engine, i.e. the fuel and electricity costs. amount to just 105 € monthly, as the vehicle is very economical. Added to this are insurance costs of 177 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 93560 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: rather high cost per kilometer (0.6 EUR) meets a rather high effective leasing factor of 0.96. You should only accept this offer if you want this car from this dealer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 42 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
16.842,00 €
Actual cost / Km
Fixed operating costs
16.842,00 €
Lease payments Total
20.958,00 €
+
Total cost
37.800,00 €
Total kilometers
35.000,00
÷
Cost / Km (only leasing)
0,60 €
Cumulative total cost / Km
0,60 €
Price development leasing BMW 5er-Reihe G30/G31/F90 520d Luxury Line xDrive Steptronic
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