BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio Luxury Line xDrive Steptronic - Costs
Monthly costs for BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio Luxury Line xDrive Steptronic
The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio Luxury Line xDrive Steptronic are extremely high at around 239 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 40 €. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio Luxury Line xDrive Steptronic trades for 70100 €, the offered vehicle has a gross list price of 95048 €.
BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio Luxury Line xDrive Steptronic Total cost & lease factor
Calculation basis
The leasing rate is 905 € per month with a term of 36 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 4er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor. This BMW 4er-Reihe results in an effective leasing factor of 1.49, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
32.580,00 €
Transfer / Approval
0,00 €
+
Total cost
32.580,00 €
Leasing factor
Total cost
32.580,00 €
Runtime
36 Months
÷
Leasing rate
905,00 €
(760,50 € netto)
Effective leasing rate
905,00 €
(760,50 € netto)
Kaufpreis
60.922,11 €
Leasing factor
1.49
Effective leasing rate
1.49
BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio Luxury Line xDrive Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 905 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio Luxury Line xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . In the case of the BMW 4er-Reihe the monthly vehicle tax is very high at 40 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 126 € monthly. Added to this are insurance costs of 239 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 95048 €. A plus point with this offer: There are no transfer / registration costs to one. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.09 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
20.304,00 €
Actual cost / Km
Fixed operating costs
20.304,00 €
Lease payments Total
32.580,00 €
+
Total cost
52.884,00 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
1,09 €
Cumulative total cost / Km
1,09 €
Price development leasing BMW 4er-Reihe F32/F33/F36/F82/F83 435d Cabrio Luxury Line xDrive Steptronic
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