BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic - Costs
Monthly costs for BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic
The vehicle has only 31175 kilometers, but this may result in limited warranty coverage (manufacturer dependent). The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic are extremely high at around 214 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 18 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic trades for 52950 €, the offered vehicle has a gross list price of 68109 €.
BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic Total cost & lease factor
Calculation basis
The leasing rate is 801 € per month with a term of 36 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 4er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 5700 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 34536 €) by the number of months (for this offer: 36 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 68109 €, you get the leasing factor. This BMW 4er-Reihe results in an effective leasing factor of 1.92, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
However, since this is a year-old car, so in fact a used car, the calculation is based on the purchase price rather than the gross list price.
Fixed costs
Leasing rates / 36 months
28.836,00 €
Transfer / Approval
5.700,00 €
+
Total cost
34.536,00 €
Leasing factor
Total cost
34.536,00 €
Runtime
36 Months
÷
Leasing rate
801,00 €
(673,11 € netto)
Effective leasing rate
959,33 €
(806,16 € netto)
Kaufpreis
50.004,45 €
Leasing factor
1.6
Effective leasing rate
1.92
BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic Cost per kilometer
Calculation basis
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 801 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 36 months at the most favorable lease price . For the BMW 4er-Reihe the monthly vehicle tax averages out at 18 €. In the case of the BMW 4er-Reihe, the monthly vehicle tax is quite favorable at 18 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue), amount to at least 142 € per month, since the vehicle of course also wants to be moved in accordance with its status. Added to this are insurance costs of 214 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 68109 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 5700 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 1.15 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 36 months).
Fixed operating costs
€
€
€
€
€
+
Costs p.a. (excl. leasing)
23.196,00 €
Actual cost / Km
Fixed operating costs
23.196,00 €
Lease payments Total
28.836,00 €
+
Total cost
52.032,00 €
Total kilometers
30.000,00
÷
Cost / Km (only leasing)
1,15 €
Cumulative total cost / Km
1,15 €
Price development leasing BMW 4er-Reihe F32/F33/F36/F82/F83 430i Gran Coupe Sport Line xDrive Steptronic
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