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The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 430d Gran Coupe M Sport xDrive Steptronic are extremely high at around 239 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft). The new CO2 pricing results in an increased monthly tax of 39 €. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 430d Gran Coupe M Sport xDrive Steptronic trades for 60600 €, the offered vehicle has a gross list price of 74620 €.
The leasing rate is 840 € per month with a term of 48 months, so the offer is more for customers with a correspondingly large petty cash. Whether this BMW 4er-Reihe is still a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
The monthly leasing instalment must also be supplemented by the ancillary costs, e.g. transfer and registration. With this offer, however, nothing more is added in this respect. If you divide the total costs (leasing costs + fixed costs = 46992 €) by the number of months (48 months in this offer), you get the monthly effective costs. If you then divide this amount by the gross list price of 95390 €, you get the leasing factor.
Leasing rates / 48 months
40.320,00 €
Transfer / Approval
0,00 €
Total cost
40.320,00 €
Total cost
40.320,00 €
Runtime
48 Months
Leasing rate
840,00 €
(705,88 € netto)
Effective leasing rate
840,00 €
(705,88 € netto)
Bruttolistenpreis
74.620,00 €
Leasing factor
1.13
Effective leasing rate
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 840 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 430d Gran Coupe M Sport xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . For the BMW 4er-Reihe the monthly vehicle tax is quite high at 39 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). are average 120 € monthly. Added to this are insurance costs of 239 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 74620 €. A plus point with this offer: There are no transfer / registration costs to one.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
26.400,00 €
Fixed operating costs
26.400,00 €
Lease payments Total
40.320,00 €
Total cost
66.720,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
1,01 €
Cumulative total cost / Km
1,01 €
∅ Cost / km
0,42 €
Leasing factor
1.18
from353,00 €
∅ Cost / km
0,44 €
Leasing factor
1.1
from369,00 €
∅ Cost / km
0,64 €
Leasing factor
1.07
from534,42 €