Find out the projected monthly maintenance cost for one BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic with tax, running costs, insurance and workshop costs.
If you would like to lease a BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic, you may need to consider not only the monthly lease fee, but also the other costs incurred. For this offer, for example, transfer costs in the amount of 990 €.
With a lease term of 48 months and a monthly lease payment of 599
€ with 10000 km mileage per year, there are fixed leasing costs of 34992 €. The insurance costs for the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic are extremely high at around 214 € per month. With insurance policies in this price range, you should be aware of any special clauses in the contract, which may not pay out the full amount of coverage even in the case of non-culpable events (accident, theft).
The monthly tax is only 12 due to the CO2 pricing introduced in 2021, which takes more account of environmentally harmful emissions. On average, the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic trades for 47850 €, the offered vehicle has a gross list price of 59989 €.
With a lease rate of 599 € per month for a term of 48 months, the BMW 4er-Reihe offer is a rather expensive one. Can it still be a leasing deal? The decisive factor here is the leasing factor, which is calculated by dividing the leasing rate by the gross list price.
To the monthly leasing rate must also be added the additional costs, such as transfer and registration. With 6240 €, the dealer makes here again a neat surcharge. Dividing the total costs (leasing costs + fixed costs = 34992 €) by the number of months (for this offer: 48 months) gives the monthly effective costs. If you then divide this amount by the gross list price of 59989 €, you get the leasing factor. This BMW 4er-Reihe results in an effective leasing factor of 1.22, so it is an expensive leased vehicle. We recommend a leasing comparison with cheaper deals.
Leasing rates / 48 months
28.752,00 €
Transfer / Approval
6.240,00 €
Total cost
34.992,00 €
Total cost
34.992,00 €
Runtime
48 Months
Leasing rate
599,00 €
(503,36 € netto)
Effective leasing rate
729,00 €
(612,61 € netto)
Bruttolistenpreis
59.989,00 €
Leasing factor
1
Effective leasing rate
1.22
The costs per kilometer are decisive in kilometer leasing, especially if they have to be carried privately. Due to the monthly leasing rate of 599 €, the BMW 4er-Reihe F32/F33/F36/F82/F83 420i Gran Coupe Sport Line xDrive Steptronic is already one of the quite expensive vehicles on German roads. When calculating the costs per kilometer, however, a distinction should still be made between a rather short leasing period (2 - 3 years) and a longer one (4 - 6 years). For simplicity, we ignore this difference in the following calculation example and assume a lease term of 48 months at the most favorable lease price . In the case of the BMW 4er-Reihe, the monthly vehicle tax is quite favorable at 12 €. The cost of operating the vehicle, a combustion engine, i.e. the cost of fuel (and for diesel additionally Adblue). amount to 135 € per month, since the vehicle naturally also wants to be moved in accordance with its status. Added to this are insurance costs of 214 € per month, which are thus quite higher, but this should not be surprising given a gross list price of 59989 €. In the transfer and registration, the dealer of this offer must apparently increased effort, the cost of which is 6240 €. The final assessment of this offer: Due to the high cost per kilometer in the amount of 0.87 EUR, and the high effective leasing factor, we can unfortunately not make a recommendation for this offer.
The previous costs are now summed and divided by the number of inclusive kilometers (10000 km multiplied by the term 48 months).
Costs p.a. (excl. leasing)
28.608,00 €
Fixed operating costs
28.608,00 €
Lease payments Total
28.752,00 €
Total cost
57.360,00 €
Total kilometers
40.000,00
Cost / Km (only leasing)
0,87 €
Cumulative total cost / Km
0,87 €
∅ Cost / km
0,27 €
Leasing factor
0.87
from199,00 €
∅ Cost / km
0,28 €
Leasing factor
0.94
from215,66 €